LoansRide-Instant Digital Loan app for iPhone and iPad

About LoansRide:

LoansRide is a fintech launched to make lending transactions and the process of acquiring a loan quick, transparent, and hassle-free. We are backed up by leading banks like ICICI, AXIS, and NBFCs’ like Money Tap, Payme India, Insta Money, Tata Capital, PNBHFL, BFHFL, Cash E, Early Salary, Indifi, SME Corner, Upwards, Flexi Loans, Ruptok to revolutionize the loaning sector. We also aim to bring a positive change in the financial industry with our expertise.

Why LoansRide?

We at LoansRide believe in providing flawless services to our customers. Our customers’ privacy is essential to us therefore; the information you share with us is completely secure. You get to choose your lender based on your financial capabilities and the whole process is online. Our policies and services are fully regulated and legally compliant.

LoansRide has designed a simple and sophisticated four-step framework called the RIDE process which helps you apply for a loan in just four simple steps without going through a rigorous process.

R - Register - The process of registering for a loan couldn’t get easier and quicker than this. Just fill in your details and you are good to get on to the next step.

I - Identify your Lender - As you are aware of the fact that we provide options from different lenders to find you the right loan, hence, this part of the process is taken care of by us to find you the right lender.

D - Documentation - Once we find the right lender for you, accept and verify your details.

E - E-Sanction - The last step in the process is getting your loan sanctioned which is done within a few minutes by the lender and the funds are disbursed into your account Yeah! Its that simple!

What to expect?
Quick and Easy Loans
Free Eligibility Check
Apply Without Affecting Your Credit Score
Strong Lender Network
Exclusive Pre-approved loans
Real-Time Updates
Calculate your Credit Score
Calculate your EMI’s and plan accordingly
FD Calculator, stay updated on your FD returns and interests
TAX Calculator

Types of loans we provide
Personal loans
Business loans
Home loans
Educational loans
Vehicle loans
Loan against property

We at LoansRide check your loan eligibility without hampering your Credit Score and guide you in the right direction to improve your Credit Score. We help you secure a loan even if you are New To Credit. We evaluate your profile and accordingly suggest banks that can cater to your loan needs. We have a range of exclusive Pre-approved loans and Credit Cards.

Credit Score and Analysis
-LoansRide’s credit score is powered by Experian 1 of the 4 credit bureaus authorized by RBI.
-Check your credit score for FREE & get detailed analysis of your credit profile.

1. Personal loan: From ₹20,000 to ₹30 lakhs & tenure from 6 months to 5 years & interest rate varies from 11.99% to 35% per annum.
2. Home loan: From ₹5 Lakhs to ₹6.5 Crores & tenure from 1 to 30 years & interest rate varies from 8.35% to 15% per annum.
3. Short-term loan: From ₹5,000 to ₹20,000 & tenure from 90 days to 24 months & interest rate varies from 1.33% to 2.5% per month.
4. Business Loan: From ₹1 lakhs to ₹50 lakhs tenure from 12 months to 36 months & interest rate varies from 14% to 30% per annum.
5. Gold Loan: From ₹5,000 to ₹50 lakhs tenure from 6 months to 12 months & interest rate varies from 10% to 24% per annum.

Representative example of the total cost of the loan:
Loan amount - ₹1,00,000
Interest rate(APR) - 13% p.a
Loan tenure - 12 months
Total Interest to be paid - ₹13,000
Processing fee + GST - ₹588 (₹499+GST)
Monthly EMI repayment - ₹9,466
Total amount to be repaid - ₹1,13,588

Permissions Requested:
* Camera - To take photos of proof documents to quicken the loan process.
* Storage - To store photos captured by you for proof documents
* Phone call/Device state – To pre-fill the mobile number

So? What are you waiting for? Download the LoansRide app today and switch to easy and quick loaning because it doesn’t get better than this.